The Family Indemnity Plan

Don’t leave your loved ones to bear the burden of high funeral costs and other end-of-life expenses in a time of mourning.  Safeguard your financial future as well as your loved one’s with the Family Indemnity Plan (FIP). Our Family Indemnity Plan provides Final Expense coverage for you and your family through the provision of a death benefit to help cover immediate expenses such as funeral and burial expenses; medical bills, unpaid loans; legal fees to probate a will and more. It can even be used to augment a legacy for a loved one. The list is endless and you decide how best it can be used to help you or your loved ones deal with expenses in a time of grief. 

To get started, review the seven coverage options below, then request a quote via our website or WhatsApp us at 336-CUNA(2862).

TIP: When determining which plan to select, consider the number of eligible family members you wish to cover and also the type of expenses they may face in a time of mourning. This is to ensure that you have sufficient coverage.

Check out this article: Don’t Mourn The Cost – A Small Premium Saves Tears

Your benefits:

  • Enjoy up to $100,000 dollars in coverage*
  • One monthly premium covers final expenses for you and up to five eligible family members (including any two persons you choose from your parents and parents-in-law)
  • No medical examination required
  • You are eligible to receive the full benefit (per person) where valid claims are made*
  • You get lifetime insurance coverage once you enrol before age 76


Who is covered?

The plan you select can cover you and any combination of the following persons:

  • Your spouse or significant other
  • Or any combination of up to two persons from your parents or parents-in-law. These persons must be enrolled before age 76
  • Your children (aged 1 through 25 and who are not yet married). Children who are permanently disabled are covered for the duration of their lives once they are enrolled before age 26.


 Plan options: Monthly Premium Individual Benefit
Plan A $52.80 $10,000
Plan B $79.20 $15,000
Plan C $105.60 $20,000
Plan D $158.40 $30,000
Plan E $211.20 $40,000
Plan F $343.20 $65,000
Plan G $528.00 $100,000


Don’t hesitate to give your family the peace of mind when they need it most – in a time of mourning. Sign up today.

To get started, WhatsApp us to speak with a CUNA Caribbean Insurance representative at 336-CUNA (2862), contact a Credit Union or one of our approved Family Indemnity Plan providers.

*Terms and Conditions apply.

To sign up: Download the Family Indemnity Plan Enrolment Form

To upgrade: Download the Change of Plan Form


N.B. The completed form must be submitted along with the first month’s premium to your Credit Union / FIP Provider.

The Family Indemnity Plan

Leave your loved ones with a legacy of love with the Family Indemnity Plan – Final Expense Insurance. Our Family Indemnity Plan provides your loved ones with the funds needed to cover funeral expenses, unpaid bills left behind or funds to start a savings plan.  Select from any of our seven coverage options. Learn more about our plans here.

Tell us a little more about yourself so that we can help you find the best coverage option for you and your family.

Family Indemnity Plan

What's the best way to contact you?

How much coverage do you think you’ll need?

Who would you like to cover on your plan?

You can cover up to a maximum of five of your eligible family members!

Choose two parents (up to age 75)

Significant other/spouse

Children (ages 1 through 26)

Are you a credit union member?
That’s it, a representative will contact you!